Illustrative view of the Lusaka skyline at golden hour

SOUTHERN AFRICA / ZAMBIA

SJAIN Tech
Zambia.

Mobile money, Smart Invoice and mining software for Zambian businesses.

From MoMo checkout and ZRA Smart Invoice in Lusaka to contractor systems on the Copperbelt and lodge bookings in Livingstone: senior delivery capacity just 3.5 hours away.

Remote engineering from India. Local collaboration by agreement.

Lusaka · Kitwe · Ndola · Livingstone · Solwezi

CAT-aligned · India 3.5 hrs ahead · English

Client & partner engagements

Built around your market

Engineering built around
how Zambia does business.

MTN MoMo and Airtel Money at every till. ZRA Smart Invoice on every sale. Copper mines that expect contractors to prove safety, hours and quality, farmers paid in bulk by mobile money, and lodges taking kwacha, dollars and rand. We design around these realities from the first workshop.

01 / ZAMBIA SERVICES

MTN MoMo, Airtel Money & payment integration

Mobile money integration in Zambia: MTN MoMo, Airtel Money, Zamtel Kwacha, bank and card payments with automated reconciliation in kwacha.

02 / ZAMBIA SERVICES

ZRA Smart Invoice integration

ZRA Smart Invoice integration in Zambia: connect ERP, POS and billing systems so every invoice is issued and reported automatically.

03 / ZAMBIA SERVICES

Mining contractor & supply chain software

Mining software in Zambia: contractor management, permits, safety logs, equipment maintenance and procurement for Copperbelt and North-Western suppliers.

04 / ZAMBIA SERVICES

Microfinance & savings group software

Microfinance software in Zambia: loans, savings groups, payroll-backed lending and mobile-money repayments for MFIs and cooperatives.

05 / ZAMBIA SERVICES

Agritech & farmer cooperative software

Agritech software in Zambia: farmer registration, input distribution, maize and soya aggregation and bulk mobile-money payouts.

06 / ZAMBIA SERVICES

Tourism & lodge booking software

Tourism software in Zambia: booking engines, tour scheduling and multi-currency payments for Livingstone, South Luangwa and Lower Zambezi operators.

07 / ZAMBIA SERVICES

Dedicated developers for Zambian companies

Hire dedicated developers in Zambia: senior engineering squads in India working your hours, only 3.5 hours ahead of Lusaka.

08 / ZAMBIA SERVICES

AI & WhatsApp customer assistants

AI consulting in Zambia: WhatsApp and web assistants in English with Bemba and Nyanja-aware phrasing, document processing and knowledge search.

5 cities. Different priorities.

Start where your business operates.

Finance, government, retail & startups

Lusaka

Mobile money integration, ZRA Smart Invoice connectors, banking software and dedicated developers for Lusaka businesses in Cairo Road, Longacres and Woodlands.

Explore Lusaka

Copper mining, contractors & engineering

Kitwe

Contractor, maintenance and procurement software for Kitwe mining suppliers and engineering firms on the Copperbelt.

Explore Kitwe

Manufacturing, distribution & cross-border trade

Ndola

Distribution, inventory and cross-border logistics software for Ndola manufacturers and traders.

Explore Ndola

Tourism, hospitality & conservation

Livingstone

Booking engines, tour operations and payment software for Livingstone lodges and Victoria Falls operators.

Explore Livingstone

New mining frontier & supply chains

Solwezi

Mining supply chain, workforce and logistics software for Solwezi and North-Western Province contractors.

Explore Solwezi

For agencies & advisers

Local relationships.
Shared delivery strength.

We are seeking Zambian digital agencies, ERP and tax-technology consultants, mining-services, microfinance and tourism specialists for referrals, co-delivery and white-label engineering. Bring local context; we bring architecture and delivery capacity.

Explore partnership

How an engagement starts

  1. 01

    Understand the workflow

    Share your systems, operating constraints and the result you need.

  2. 02

    Agree the first release

    Define scope, measurable outcomes, responsibilities and commercial terms.

  3. 03

    Deliver with clear ownership

    Work in documented increments with a named delivery lead and agreed overlap hours.

Questions from businesses in Zambia

Frequently asked questions

Do you have an office in Zambia?

No. Engineering is delivered remotely from India. Where a project needs on-the-ground support, we work with Zambian partners by written agreement.

Can you invoice in Zambian kwacha?

Quotes can be expressed in kwacha (ZMW) for budgeting. Invoicing currency and payment method are agreed in the written contract.

Can you connect our systems to ZRA Smart Invoice?

Yes, through the approved integration channels. Tax interpretation and ZRA registration remain with your business and advisers.

How much do our working hours overlap?

India is 3.5 hours ahead of Zambia, so most of your working day overlaps with ours.

Can you integrate MTN MoMo and Airtel Money?

Yes, through the providers' official APIs or licensed aggregators. Merchant approvals remain with your business and the provider.

How does a project start?

With a short discovery call about one workflow, then a written scope with outcomes, responsibilities and fees before any build begins.